Keeping your mobile phone bill under control is an absolute must and is something every single student struggles with. Its easy to limit your spending by opting for a pay as you go deal but this sometimes isnt as effective as it sounds. Have a think about how much you actually need to use your phone, are all your calls and texts necessary? Once youve figured out your monthly usage then your in a good postition to decide on the best option. A recent survey suggested that if you call for more than 3 mins a day and you rack up more than £15 per month, you're better suited to a contract, otherwise get on pay as you go.

Its become very difficult to function without the use of a mobile phone these days and increasingly hard to resist the urge to text, its sociable, informative and fast. If you go on a night out, take your phone with you (for emergencies) but switch it off. This may help you resist the urge to phone a friend for a quick chat when you find yourself with a spare 5 mins.

Get out of the habit of lending your phone to people too, they can mount a massive bills that you dont need.

Got any more tips? Id love to hear them,

Until next time...